home health care


Written on October 25, 2009 – 7:20 pm | by marshallbecker1963

pSee: a href=http://zaemz.enla-red.com/?p=26assisted living facilities/a

Long term care (LTC) actually represents a wide variety of different health care services. When selecting a long term care provider or purchasing LTC insurance, one should understand the different types of care that is available. These long term care services are essentially designed to help you remain as independent as possible by providing assistance when you are not physically or psychologically capable of being completely independent.br /br /The most widely known type of long term care is the strongNursing Home/strong. A nursing home is a facility intended to provide care to individuals who cannot be cared for at home or in the community. Individuals entering a nursing home are usually incapable of taking care of themselves for physical or psychological reasons and require constant care around the clock. Nursing homes provide skilled nursing care and provide assistance in performing basic living skills, such as eating, using the toilet, or taking a bath. Costs for nursing homes vary from state to state, and according to the level of medical care required.br /br /strongContinuing Care Retirement Communities/strong are somewhat more upscale solutions that offer seniors a housing and care package that evolves with the health of the senior. Seniors purchase a housing unit in the community while still in good health. Over time, as their health deteriorates, they remain in the comfort of their community but are transferred from independent living to assisted living and ultimately to nursing home care as needed. This type of community provides a broad continuum of different long term care services.br /br /strongAssisted Living/strong is another type of long term care. Assisted living provides housing which can be a room or apartment organized in a small community. Patients in an assisted living facility are somewhat more independent and generally require a lower level of care than those in a nursing home. Assisted living communities provide some assistance in daily living tasks, organize social activities among members, and provide ready access to medical care when needed. Costs for assisted living vary depending on the type of housing provided.br /br /strongHousing Programs/strong are a healthcare version of a group or boarding home, where the patient lives with a group of people in a single residence or facility. Patients need some assistance in basic living skills but not skilled nursing care. Other types of housing programs may actually provide independent apartments when subsidized by the government for low income individuals.br /br /strongResidential Care Homes/strong are single family homes that provide a bed and bathroom for a patient along with services from a caregiver. These services typically include assistance in daily living tasks and meals. Fees for the room and healthcare are provided to the owner of the home. The patient lives with a family and typically one member of that family is a trained caregiver.br /br /strongCommunity Services/strong are partly underwritten by communities and include services such as adult day care, meals on wheels, transportation services, and case management services. These services are intended to help those patients that are receiving care from their families.br /br /The last major type of care is stronginformal care/strong. This type of care is probably the most widely used type of long term care because it carries no cost. Informal care is provided by a patient#039;s family and while there is no financial cost, there is usually a significant burden placed on the family member who is the caregiver.br /br /This continuum of health care services may vary from state to state and be called slightly different names. Being familiar with your long term care options will help you to evaluate all your choices and make the best long term care choice in relation to your specific needs and financial situation.

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pa href=http://farm4.static.flickr.com/3137/2842628141_b2c6e9944a.jpgimg alt=Elderly woman in Ghana by Miriam Mannak src=http://farm4.static.flickr.com/3137/2842628141_b2c6e9944a.jpg //a/p/p

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